The discourse on financial inclusion along with the importance of access to banking and
credit have been important dimensions of the mainstream policy framework, particularly
with regard to poverty alleviation strategies and the provision of livelihoods for the poor. The
gender dimension has been an important one in this discourse, especially with the growth
of microcredit, its attractiveness for financial institutions, as well as the idea of self-help and
self-help groups as viable forms of employment generation and livelihood creation for women.
This chapter addresses the conceptual dimensions of the discourse on financial inclusion
from a gendered political economy perspective. It also looks at the secondary evidence for
the realities of access to banking, credit and finance for women and the gendered impact of
various initiatives/interventions that have been instituted for financial inclusion in India.